How much property damage insurance is required in Washington?

In Washington, the minimum requirement for property damage insurance is indeed set at $10,000. This amount is established to ensure that drivers have a level of financial coverage to handle the costs associated with damages they may cause to other people's property in the event of a car accident.

Maintaining this minimum coverage helps protect not only the individuals involved in an incident but also contributes to safer driving practices by encouraging responsible financial preparation for potential accidents. By having sufficient property damage insurance, drivers can help ensure that they can cover the costs of repairs or replacement of damaged vehicles, structures, or other property, which promotes accountability and reduces the likelihood of financial disputes following an accident.

The other amounts listed may exceed or fall short of the legal requirements, underscoring the importance for drivers to be aware of state regulations to remain compliant and protect themselves adequately on the road.