What type of insurance is mandatory for drivers in Washington?

In Washington, liability insurance is the mandatory form of insurance required for drivers. This insurance covers damages and injuries that the driver may cause to others in an accident. It ensures that if you are at fault in an accident, the insurance will help pay for the medical expenses, vehicle damages, and other related costs of the other party involved.

Liability insurance is critical because it protects victims of accidents and helps maintain financial responsibility among drivers on the road. This requirement helps to ensure that all drivers have at least a minimum level of financial protection for the damages they may cause to others, promoting safer driving habits and accountability.

While comprehensive, collision, and uninsured motorist insurance are also important types of coverage that provide various protections, they are not mandated by law in Washington. Comprehensive insurance covers damage to your own vehicle not caused by a collision, collision insurance covers damage to your vehicle from accidents, and uninsured motorist coverage protects you if involved with a driver who has no insurance.