Which of the following is NOT covered by mandatory liability insurance?

Mandatory liability insurance primarily covers the costs associated with injuries and damages that you may cause to others while operating your vehicle. This includes medical expenses for injuries sustained by other drivers, passengers in other vehicles, as well as property damage resulting from an accident.

In the context of the options presented, the correct choice highlights that injuries to passengers in your own vehicle are not covered under mandatory liability insurance. Liability insurance is designed to protect others and their property, not the insured driver or passengers within their own vehicle. If an accident occurs, while your liability insurance will cover the expenses of third parties injured or affected, it will not cover your own passengers.

Understanding this distinction is crucial for drivers, as it emphasizes the importance of having additional coverage options, such as personal injury protection or medical payments coverage, to safeguard against potential medical costs for passengers in your vehicle.